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		<summary type="html">&lt;p&gt;initial revision&lt;/p&gt;
&lt;p&gt;&lt;b&gt;New page&lt;/b&gt;&lt;/p&gt;&lt;div&gt;= Friday, September 21, 2018 =&lt;br /&gt;
&lt;br /&gt;
== Opening Plenary ==&lt;br /&gt;
&lt;br /&gt;
&amp;#039;&amp;#039;Ed Glaeser (Economics Professor &amp;amp; Researcher, Harvard University)&amp;#039;&amp;#039;&lt;br /&gt;
&lt;br /&gt;
I arrived towards the end of the talk, but noted two points in the&lt;br /&gt;
middle of a slide.&lt;br /&gt;
&lt;br /&gt;
* Zoning multi-family housing out of Cambridge has had the effect of pushing out poor and black residents.&lt;br /&gt;
* High housing costs redistribute wealth to older generations, particularly those who bought properties when housing costs are low. Most of their family wealth comes from housing.&lt;br /&gt;
&lt;br /&gt;
Next, Mr. Glaeser talked about using Yelp to measure&lt;br /&gt;
gentrification. There turns out to be a strong correlation between&lt;br /&gt;
gentrification and Yelp reviews, particularly Yelp reviews of&lt;br /&gt;
laundromats. Apparently yuppies are more likely to write laundromat&lt;br /&gt;
reviews. The number of Cafes, Starbucks, and college-educated&lt;br /&gt;
individuals are also proxies for measuring gentrification.&lt;br /&gt;
&lt;br /&gt;
A company named Streetscore ran a survey, where participants were&lt;br /&gt;
shown a pair of pictures and asked &amp;quot;which makes you feel&lt;br /&gt;
safer&amp;quot;. People tended to pick gentrified areas. An MIT computer&lt;br /&gt;
scientist used these photos and survey results to train a machine&lt;br /&gt;
learning algorithm. This is potentially a way to measure&lt;br /&gt;
gentrification on a much broader scale, using machine learning and&lt;br /&gt;
images from (say) Google Street view.&lt;br /&gt;
&lt;br /&gt;
City life has an impact on the environment. City residents tend to&lt;br /&gt;
have smaller houses, and drive shorter distances. There&amp;#039;s less&lt;br /&gt;
environmental impact when you move people closer together. We have a&lt;br /&gt;
lot to gain by building up rather than building out.&lt;br /&gt;
&lt;br /&gt;
Temperate areas have a lower carbon footprint than non-temperate&lt;br /&gt;
ones. Less energy is used for heating and cooling.&lt;br /&gt;
&lt;br /&gt;
Most importantly, cities generate ideas. They allow people to meet and&lt;br /&gt;
get together.&lt;br /&gt;
&lt;br /&gt;
Question: Should municipalities modify local regulations to require&lt;br /&gt;
environmental impact assessments?&lt;br /&gt;
&lt;br /&gt;
Yes. And these environmental impact assessments should consider the&lt;br /&gt;
site, local, and national environments.&lt;br /&gt;
&lt;br /&gt;
Comment: Harvard has an educational program about cities. It&amp;#039;s called&lt;br /&gt;
Cities-X.&lt;br /&gt;
&lt;br /&gt;
Comment: 97% of the cities in California don&amp;#039;t meet state-mandated&lt;br /&gt;
affordable housing requirements, but there are no penalties for&lt;br /&gt;
failing to do so.&lt;br /&gt;
&lt;br /&gt;
I&amp;#039;m big on penalties. But that means we have to litigate.&lt;br /&gt;
&lt;br /&gt;
Question: How do you respond to the criticism that infill development&lt;br /&gt;
increases prices?&lt;br /&gt;
&lt;br /&gt;
Increasing the amount of a commodity never caused its price to go&lt;br /&gt;
up. The goal isn&amp;#039;t cheap land. The goal is allowing people to make a&lt;br /&gt;
cheap landing.&lt;br /&gt;
&lt;br /&gt;
Question: Should we say yes or no to Amazon?&lt;br /&gt;
&lt;br /&gt;
Well, I&amp;#039;ll just say that the community that gets Amazon&amp;#039;s HQ2 probably&lt;br /&gt;
deserves Amazon&amp;#039;s HQ2.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== Modern zoning for Modern Times ==&lt;br /&gt;
&lt;br /&gt;
&amp;#039;&amp;#039;Andre Leroux (Massachusetts Smart Growth Alliance)&amp;#039;&amp;#039;,&lt;br /&gt;
&amp;#039;&amp;#039;Brian Hanlon (California YIMBY)&amp;#039;&amp;#039;,&lt;br /&gt;
&amp;#039;&amp;#039;Dante Ramos (Boston Globe)&amp;#039;&amp;#039;,&lt;br /&gt;
&amp;#039;&amp;#039;Rachel Heller (Citizens Housing and Planning Association)&amp;#039;&amp;#039;,&lt;br /&gt;
&amp;#039;&amp;#039;Victoria Fierce (California Renters Legal Advocacy and Education Fund)&amp;#039;&amp;#039;&lt;br /&gt;
&lt;br /&gt;
The yimby movement arose from dissatisfaction with local laws. But if&lt;br /&gt;
you can&amp;#039;t get anywhere at the local level, where do you go next?&lt;br /&gt;
&lt;br /&gt;
Is the climate in Sacramento getting better or worse? It&amp;#039;s getting&lt;br /&gt;
better. For decades, California had no interest in housing, but now&lt;br /&gt;
they&amp;#039;re starting to.&lt;br /&gt;
&lt;br /&gt;
Why put the burden of proof on cities to reject housing? We can fine&lt;br /&gt;
local governments that don&amp;#039;t meet housing production requirements. The&lt;br /&gt;
money from these fines would go into an affordable housing trust fund.&lt;br /&gt;
&lt;br /&gt;
The MA legislature supports housing. Local governments can be less&lt;br /&gt;
supportive.  There&amp;#039;s broad support for creating housing incentives in&lt;br /&gt;
Massachusetts, but fewer people think of housing as a moral&lt;br /&gt;
obligation. Incentives need both a bar and a floor.&lt;br /&gt;
&lt;br /&gt;
The MA state senate is pro-housing. The governor proposed a housing&lt;br /&gt;
bill to make housing production easier. The house was more&lt;br /&gt;
conservative, because of the potential for challenges at the local&lt;br /&gt;
level.&lt;br /&gt;
&lt;br /&gt;
Where should housing policy be decided?&lt;br /&gt;
&lt;br /&gt;
Cities are about land control; where housing goes and cannot go. We&lt;br /&gt;
only have one planet and we need to sustain it. Moving up the&lt;br /&gt;
legislative chain helps. Do whatever the nimbys do. If it worked for&lt;br /&gt;
them, it can work for us.&lt;br /&gt;
&lt;br /&gt;
Massachusetts needs to produce 17,000 units/year for housing&lt;br /&gt;
stability.&lt;br /&gt;
&lt;br /&gt;
We have to shift tactics on housing. Make arguments about building&lt;br /&gt;
great neighborhoods (transit-oriented development, for example). We&lt;br /&gt;
have to get more involved with local matters. That will make it easier&lt;br /&gt;
to push initiatives at the state level.&lt;br /&gt;
&lt;br /&gt;
How do you engage people in local decisions and the planning process?&lt;br /&gt;
How do you create opportunities for people to weigh in?&lt;br /&gt;
&lt;br /&gt;
Planners have spent decades been trying to figure out how to involve&lt;br /&gt;
people in the planning process, and we&amp;#039;ve failed miserably. Maybe we&lt;br /&gt;
should just stop having meetings.&lt;br /&gt;
&lt;br /&gt;
We need a moral framework. Cities shouldn&amp;#039;t have the opportunity not&lt;br /&gt;
to provide a human right.&lt;br /&gt;
&lt;br /&gt;
Our yimby organizations have a rule: show up.&lt;br /&gt;
&lt;br /&gt;
SB 827 was a California bill that would have allowed upzoning near&lt;br /&gt;
mass transit.  What went wrong with SB 827?&lt;br /&gt;
&lt;br /&gt;
There were some very loud voices in opposition to SB 827, and they&lt;br /&gt;
weren&amp;#039;t necessarily representative of the population.&lt;br /&gt;
&lt;br /&gt;
Intentionally design your groups to include people of color, women,&lt;br /&gt;
and so fourth. It helps to have a diverse coalition.&lt;br /&gt;
&lt;br /&gt;
What about media?&lt;br /&gt;
&lt;br /&gt;
Media formats make it difficult to have meaningful empathetic&lt;br /&gt;
conversations. But we need to use both social media and traditional&lt;br /&gt;
media.&lt;br /&gt;
&lt;br /&gt;
As a non-profit, we need our own media platform, so we have a&lt;br /&gt;
traditional website.  But we also use social media and face-to-face&lt;br /&gt;
interactions.&lt;br /&gt;
&lt;br /&gt;
Different forms of media come with their own audiences and&lt;br /&gt;
demographics. We need to reach people where they&amp;#039;re at. Different&lt;br /&gt;
audiences might require different forms of dissemination.&lt;br /&gt;
&lt;br /&gt;
Sometimes, getting people to tweet at their legislators helps.&lt;br /&gt;
&lt;br /&gt;
The United States is 50 different labs of democracy, so it&amp;#039;s helpful&lt;br /&gt;
to look at what&amp;#039;s happening in other states. Vancouver and Portland&lt;br /&gt;
recently legalized duplexes, which was a step forward.&lt;br /&gt;
&lt;br /&gt;
What about incentives? Incentives aren&amp;#039;t sufficient by themselves; you&lt;br /&gt;
need a mix of carrots and sticks. For example, in Massachusetts 40B is&lt;br /&gt;
a stick and 40R is a carrot.  However, if new development is coming,&lt;br /&gt;
incentives can help move that along.&lt;br /&gt;
&lt;br /&gt;
Strategies that tie housing production to local aid for schools and&lt;br /&gt;
roads can be effective. Massachusetts has a law that does this, but&lt;br /&gt;
the law hasn&amp;#039;t been enforced in 30 years.&lt;br /&gt;
&lt;br /&gt;
One of CaRLA&amp;#039;s goals is public impact lawsuits. But these cases can&lt;br /&gt;
take a long time to litigate, and can be very expensive. In CA we have&lt;br /&gt;
a fair housing act, which we can use when housing laws create&lt;br /&gt;
disparate impacts.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== Before you say &amp;quot;Yes in My Backyard&amp;quot;: How to Develop without Displacement ==&lt;br /&gt;
&lt;br /&gt;
&amp;#039;&amp;#039;Dan Bartman (Senior Planner, Somerville)&amp;#039;&amp;#039;,&lt;br /&gt;
&amp;#039;&amp;#039;John DePriest (Director of Planning, Chelsea)&amp;#039;&amp;#039;, &lt;br /&gt;
&amp;#039;&amp;#039;Carlos Espinoza-Toro (Jamaica Plain Neighborhood Development Corporation)&amp;#039;&amp;#039;, &lt;br /&gt;
&amp;#039;&amp;#039;Angie Liou (Asian Community Development Corporation)&amp;#039;&amp;#039;, &lt;br /&gt;
&amp;#039;&amp;#039;Karina Milchman (Metropolitan Area Planning Council)&amp;#039;&amp;#039;, &lt;br /&gt;
&amp;#039;&amp;#039;Dave Traggorth (Traggorth Companies)&amp;#039;&amp;#039;,&lt;br /&gt;
&amp;#039;&amp;#039;Scott Hayman (Somerville Community Corporation)&amp;#039;&amp;#039;&lt;br /&gt;
&lt;br /&gt;
What protocols can improve diversity while expanding growth?&lt;br /&gt;
&lt;br /&gt;
Angie Liou talks about gentrification in Chinatown. Major cities have&lt;br /&gt;
experienced economic growth, but the benefits are not spread&lt;br /&gt;
equally. Cities are generally not prepared to deal with income&lt;br /&gt;
inequality and the displacement of low-income residents.  Once the&lt;br /&gt;
combat zone was cleaned up, developers saw opportunities in Chinatown.&lt;br /&gt;
They built 3,000 units of luxury housing; rising rents and evictions&lt;br /&gt;
priced out longtime residents and businesses. When Chinatown CDC&lt;br /&gt;
formed, there wasn&amp;#039;t enough housing to go around, period. Our first&lt;br /&gt;
project was a 250-unit high rise, with 46% affordable units.&lt;br /&gt;
&lt;br /&gt;
We did another project in 2015, with 40% affordable units. This&lt;br /&gt;
project was criticized over building height, and the decision to&lt;br /&gt;
include market-rate apartments. In Chinatown, trying to fight&lt;br /&gt;
development is like trying to fight back a tide. It&amp;#039;s better to&lt;br /&gt;
leverage housing for affordable development.&lt;br /&gt;
&lt;br /&gt;
How is gentrification an issue? Who benefits, and who gets hurt?&lt;br /&gt;
&lt;br /&gt;
West Somerville used to be called Slummerville, but it&amp;#039;s become&lt;br /&gt;
popular during the last few years. The Green Line extension has made&lt;br /&gt;
it an especially hot market, along with the close proximity to&lt;br /&gt;
schools. The impacts are absurd. Lots of foreign money is coming&lt;br /&gt;
in. The Somerville Community Corporation started buying houses to take&lt;br /&gt;
them off the market. People often move out when their building is&lt;br /&gt;
sold, because they expect the rents to go up. Housing affordability,&lt;br /&gt;
gentrification, and displacement are big topics. Somerville&amp;#039;s housing&lt;br /&gt;
market is way out of balance. People offer $50-100k over asking price,&lt;br /&gt;
and pay cash. Properties are getting sold via blind auctions, where&lt;br /&gt;
they buyers don&amp;#039;t get to see the bids.&lt;br /&gt;
&lt;br /&gt;
In JP, we think it&amp;#039;s important to keep small retail spaces affordable,&lt;br /&gt;
not just housing. Developers buy commercial spaces and raise the rent,&lt;br /&gt;
just like they do with apartments.&lt;br /&gt;
&lt;br /&gt;
Chelsea redeveloped a former industrial complex near city hall. This&lt;br /&gt;
was followed by the Silver Line extension. Chelsea is becoming a hot&lt;br /&gt;
market, and people are feeling it. What happens in a hot market when&lt;br /&gt;
it&amp;#039;s not a hot market? That&amp;#039;s the time to think about&lt;br /&gt;
gentrification. We built 300 units, 50% of them affordable, before the&lt;br /&gt;
market started to heat up. We couldn&amp;#039;t do that kind of a project now.&lt;br /&gt;
&lt;br /&gt;
What regional forces and factors contribute to housing cost increases?&lt;br /&gt;
&lt;br /&gt;
People in Chelsea were receptive to the silver line, but things are&lt;br /&gt;
different now. We have wealthy communities that want to keep people&lt;br /&gt;
out, or ones that are afraid of any development at all. Some of this&lt;br /&gt;
is driven by demographics - people move into the area for work, and&lt;br /&gt;
there&amp;#039;s not enough housing to go around. We built much more housing in&lt;br /&gt;
the 1960s and 1980s. Today&amp;#039;s households are smaller. We have empty&lt;br /&gt;
nesters, and couples delaying having children. Even without a&lt;br /&gt;
population increase, we need more units.&lt;br /&gt;
&lt;br /&gt;
Who opposes new development? What are you seeing, and from whom? How&lt;br /&gt;
do you achieve consensus on what&amp;#039;s acceptable?&lt;br /&gt;
&lt;br /&gt;
People seem to feel entitled to pretty much everything. Everyone wants&lt;br /&gt;
something different, and nothing gets done. It&amp;#039;s difficult and costly&lt;br /&gt;
to get projects off the ground.&lt;br /&gt;
&lt;br /&gt;
Somerville has few resources to build affordable housing. We proposed&lt;br /&gt;
a transfer tax to raise funds, but that idea was rejected. One&lt;br /&gt;
affordable housing project was sued by an abutter. The project height&lt;br /&gt;
was reduced by one floor, and then the abutter moved away. Their&lt;br /&gt;
objections cost the city an affordable unit. Special permits and&lt;br /&gt;
lawsuits make it hard to build, and every project ends up being a&lt;br /&gt;
negotiation. Sometimes due process and equal protections get thrown&lt;br /&gt;
out during the special permit process. For example, people oppose&lt;br /&gt;
projects simply because the developer isn&amp;#039;t local.  Luxury condos are&lt;br /&gt;
becoming a vehicle for money laundering. I don&amp;#039;t think people should&lt;br /&gt;
be able to do this.&lt;br /&gt;
&lt;br /&gt;
People in JP really try to engage. It&amp;#039;s not always about stopping&lt;br /&gt;
development. Every neighborhood has to renew itself. Development needs&lt;br /&gt;
to be fair and equitable.&lt;br /&gt;
&lt;br /&gt;
A lot of nimbys are long-term homeowners. They have long-term&lt;br /&gt;
stability, and are more concerned about change.&lt;br /&gt;
&lt;br /&gt;
Some affordable housing advocates oppose projects because they don&amp;#039;t&lt;br /&gt;
think they&amp;#039;re affordable enough. In the end, this winds up killing the&lt;br /&gt;
project.&lt;br /&gt;
&lt;br /&gt;
We should focus on policy, so it&amp;#039;s more affordable to build.&lt;br /&gt;
&lt;br /&gt;
Why do cities have to solve these problems by themselves? In some&lt;br /&gt;
places, a lot of planning decisions are made at the county or regional&lt;br /&gt;
level.&lt;br /&gt;
&lt;br /&gt;
For developers, figuring out who to partner with is key. What are the&lt;br /&gt;
needs of the community? Sometimes these are different from your&lt;br /&gt;
original idea, but that&amp;#039;s okay.&lt;br /&gt;
&lt;br /&gt;
Talk to your neighbors, and build projects that are more responsive to&lt;br /&gt;
the community.&lt;br /&gt;
&lt;br /&gt;
How does maintaining small businesses help maintain a neighborhood?&lt;br /&gt;
&lt;br /&gt;
When you have a small business, money stays in the area and pays for&lt;br /&gt;
things in the area. Small businesses often work together, which&lt;br /&gt;
multiplies their economic development. They support local events, and&lt;br /&gt;
often show healthy social aspects.&lt;br /&gt;
&lt;br /&gt;
What kind of anti-displacement efforts has Somerville been thinking&lt;br /&gt;
about?&lt;br /&gt;
&lt;br /&gt;
We have tenant matching services, and some services for small&lt;br /&gt;
businesses. Development doesn&amp;#039;t always cause business&lt;br /&gt;
displacement. For example, Davis Square has a higher rate of turnover&lt;br /&gt;
than Union Square, even though Union Square has seen much more&lt;br /&gt;
development.&lt;br /&gt;
&lt;br /&gt;
What about tenant protections in Somerville?&lt;br /&gt;
&lt;br /&gt;
We have a new department to deal with tenant/landlord disputes. This&lt;br /&gt;
department has four case workers and a director. We&amp;#039;re trying to&lt;br /&gt;
institute a flippers tax; this would apply to property bought and sold&lt;br /&gt;
within one year.&lt;br /&gt;
&lt;br /&gt;
Fighting displacement isn&amp;#039;t just a matter of building more affordable&lt;br /&gt;
housing. You can buy buildings in order to keep them affordable. We&lt;br /&gt;
also educate tenant&amp;#039;s about their rights. We just passed a 20%&lt;br /&gt;
inclusionary zoning provision. We try to get developers to build&lt;br /&gt;
affordable housing in a project, so those units are available first.&lt;br /&gt;
&lt;br /&gt;
Question: Could you talk about efforts and successes to provide&lt;br /&gt;
affordable housing for the undocumented?&lt;br /&gt;
&lt;br /&gt;
Somerville&amp;#039;s Hundred Homes Project was motivated by the needs of&lt;br /&gt;
vulnerable people.  This sort of thing needs to be done at a larger&lt;br /&gt;
scale.&lt;br /&gt;
&lt;br /&gt;
Question: What happened with the zoning provision to end&lt;br /&gt;
triple-deckers in Somerville?&lt;br /&gt;
&lt;br /&gt;
When we started to rewrite Somerville&amp;#039;s zoning laws, we went around&lt;br /&gt;
the city to survey what was there. We wanted to write regulations that&lt;br /&gt;
reflected the physical fabric of the city. Somerville has lots of&lt;br /&gt;
triple-deckers, four-plexes, and six-plexes in our two-family zone. We&lt;br /&gt;
tried to have the new zoning law reflect that, but people pushed back;&lt;br /&gt;
they were concerned about people building triple deckers where there&lt;br /&gt;
currently aren&amp;#039;t any. As the housing crisis has worsened, people have&lt;br /&gt;
become less concerned with aesthetics. The next iteration will include&lt;br /&gt;
triple-deckers, and a range of other housing options. Zoning is a&lt;br /&gt;
reflection of the political climate.&lt;br /&gt;
&lt;br /&gt;
Question: Could you talk about business displacement? For example,&lt;br /&gt;
warehouses being affected by a high cost per square foot.&lt;br /&gt;
&lt;br /&gt;
Boston explicitly zoned for this, especially in the New Market&lt;br /&gt;
area. Somerville zoned for arts and artisanal fabrication. The&lt;br /&gt;
Mercardo Model is a way to protect small businesses. Get together, buy&lt;br /&gt;
a building, and share it cooperatively.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== Solving Housing Politics to Win: the UK Experience ==&lt;br /&gt;
&lt;br /&gt;
&amp;#039;&amp;#039;John Myers (London YIMBY Alliance)&amp;#039;&amp;#039;&lt;br /&gt;
&lt;br /&gt;
London YIMBY&amp;#039;s web site is https://www.londonyimby.org.&lt;br /&gt;
&lt;br /&gt;
London has 2% of the land in the UK, but 40% of the total housing&lt;br /&gt;
value.&lt;br /&gt;
&lt;br /&gt;
London has more renters than homeowners, but homeowners tend to be the&lt;br /&gt;
ones who care about things like land use and zoning. Most zoning wins&lt;br /&gt;
wind up creating more homeowners, and that makes the next steps&lt;br /&gt;
harder.&lt;br /&gt;
&lt;br /&gt;
There are two questions I like to ask&lt;br /&gt;
&lt;br /&gt;
# What would winning permanently look like? And,&lt;br /&gt;
# How would we get there?&lt;br /&gt;
&lt;br /&gt;
&amp;quot;A core goal of public policy should be to facilitate the development&lt;br /&gt;
of institutions that bring out the best in humans.&amp;quot; (Quote from Elino&lt;br /&gt;
Ostrom).&lt;br /&gt;
&lt;br /&gt;
The challenge is to find solutions that address people&amp;#039;s concerns.&lt;br /&gt;
&lt;br /&gt;
Housing prices cause lots of damage to peoples wages.&lt;br /&gt;
&lt;br /&gt;
In London, we&amp;#039;ve had a lot of success with single block upzoning&lt;br /&gt;
initiatives. These initiatives work in two ways: applying to an entire&lt;br /&gt;
block, or applying to block face (both sides of a street). The idea is&lt;br /&gt;
to give residents the option of upzoning themselves, by adding height&lt;br /&gt;
or allowing multifamily residences.  In terms of height, upzoned&lt;br /&gt;
blocks often go from three stories to four or five stories.&lt;br /&gt;
&lt;br /&gt;
Many Victorian homes were 4-5 stories tall, so these changes actually&lt;br /&gt;
fit in well.  London YIMBY has written a handbook. You can find it at&lt;br /&gt;
https://www.londonyimby.org/handbook&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
== Closing Plenary: Building Equity Through Home ownership Solutions ==&lt;br /&gt;
&lt;br /&gt;
&amp;#039;&amp;#039;Chrystal Kornegay (MassHousing)&amp;#039;&amp;#039;, &lt;br /&gt;
&amp;#039;&amp;#039;Leslie Reid (Madison Park Development Corporation)&amp;#039;&amp;#039;, &lt;br /&gt;
&amp;#039;&amp;#039;Jarrid Green (Democracy Collective)&amp;#039;&amp;#039;, &lt;br /&gt;
&amp;#039;&amp;#039;Joe Kriesbert (MADCD)&amp;#039;&amp;#039;&lt;br /&gt;
&lt;br /&gt;
Why is home ownership still a core part of the American Dream?&lt;br /&gt;
&lt;br /&gt;
Home ownership is pivotal to building wealth, and it&amp;#039;s what we&amp;#039;ve&lt;br /&gt;
internalized as success. Communities of color have not had this&lt;br /&gt;
privilege.&lt;br /&gt;
&lt;br /&gt;
Rent stability is as important to urban areas as home ownership is to&lt;br /&gt;
the suburbs.  The FHA started as a massive transfer of equity from the&lt;br /&gt;
government to private individuals. The mortgage interest deduction was&lt;br /&gt;
one of the biggest transfers.&lt;br /&gt;
&lt;br /&gt;
What tools are available to expand home ownership?&lt;br /&gt;
&lt;br /&gt;
Some examples are community land trusts, resident-owned cooperatives,&lt;br /&gt;
housing cooperatives, community benefits agreements, land banks. The&lt;br /&gt;
cooperative economy has been around for over a hundred years, when&lt;br /&gt;
black folks tried to own their own homes.&lt;br /&gt;
&lt;br /&gt;
Massachusetts has a framework to deliver regulated (aka affordable)&lt;br /&gt;
housing. There are resources at the state, federal, and local level&lt;br /&gt;
for developers of affordable homes.  The challenge is that equity is&lt;br /&gt;
passed on to the next owner; the current owner can&amp;#039;t take that equity&lt;br /&gt;
with them.&lt;br /&gt;
&lt;br /&gt;
Part of the challenge is determining the goal of home ownership. It&amp;#039;s&lt;br /&gt;
really about community, family, and stability. A program to narrow the&lt;br /&gt;
wealth gap would look very different. We can create loans and products&lt;br /&gt;
to help on the buyers side. It&amp;#039;s hard to pull yourself up by the&lt;br /&gt;
bootstraps when you&amp;#039;ve got no straps, and no boots.&lt;br /&gt;
&lt;br /&gt;
We need different notions of what a starter home is. We have a lot&lt;br /&gt;
less land than we did in the middle of the twentieth century.&lt;br /&gt;
&lt;br /&gt;
When trying to create more housing and more diverse housing, how are&lt;br /&gt;
the politics different between rental and owned units?&lt;br /&gt;
&lt;br /&gt;
The market decides. If people want rental units, you&amp;#039;ll get rental&lt;br /&gt;
units. Large households are a challenge, because many market units are&lt;br /&gt;
1-2 bedrooms.&lt;br /&gt;
&lt;br /&gt;
Community control can involve rental or owned housing. It can be less&lt;br /&gt;
about the market and more about local control. What power do you have?&lt;br /&gt;
The top 10% of earners in the US have 90% of the wealth.&lt;br /&gt;
&lt;br /&gt;
What about the suburbs?&lt;br /&gt;
&lt;br /&gt;
That&amp;#039;s one of our challenges. As a country, we have not been building&lt;br /&gt;
enough housing.  In the suburbs, most of the conversations are about&lt;br /&gt;
views. The issue is figuring out how to build anything at all.&lt;br /&gt;
&lt;br /&gt;
Suburban residents tend to dislike anything different from what they&lt;br /&gt;
have at the current moment in time. The person who owns a piece of&lt;br /&gt;
land thinks they have a say in everything within a four mile&lt;br /&gt;
radius. We have to start thinking about `and&amp;#039; rather than `or&amp;#039;. We&lt;br /&gt;
don&amp;#039;t need rental housing or owned housing - we need both.&lt;br /&gt;
&lt;br /&gt;
What are some tools for mitigating displacement?&lt;br /&gt;
&lt;br /&gt;
Back in the day, you had generations of families living in triple&lt;br /&gt;
deckers. That was stability. Even limited income housing allows&lt;br /&gt;
building of equity.&lt;br /&gt;
&lt;br /&gt;
What are some of the challenges with inclusionary zoning?&lt;br /&gt;
&lt;br /&gt;
I haven&amp;#039;t seen inclusionary zoning as an obstacle. Multi-family&lt;br /&gt;
buildings have shared systems that can be expensive to replace and&lt;br /&gt;
maintain. The challenge is balancing cost between market rate and&lt;br /&gt;
affordable units.&lt;br /&gt;
&lt;br /&gt;
Any closing remarks?&lt;br /&gt;
&lt;br /&gt;
I question whether home ownership can prevent&lt;br /&gt;
displacement. Displacement has been baked into our public policies for&lt;br /&gt;
centuries. Exclusion and discrimination are built into the system.&lt;br /&gt;
&lt;br /&gt;
In 2008, black and brown families lost 50% of their wealth, and&lt;br /&gt;
they&amp;#039;re still struggling to get it back. White folks came back much&lt;br /&gt;
more quickly. We can&amp;#039;t have policies that favor specific groups.&lt;br /&gt;
&lt;br /&gt;
Housing and zoning have become contact sports. Showing up is half the&lt;br /&gt;
battle.&lt;br /&gt;
&lt;br /&gt;
Housing is a basic human need, but we keep treating it as an&lt;br /&gt;
asset. It&amp;#039;s commodified, and commodification is what makes it&lt;br /&gt;
expensive. Some our our pains started with the end of rent control. A&lt;br /&gt;
wealth transfer via a tax on wall street would be a good start.&lt;br /&gt;
&lt;br /&gt;
Question: How do we fight the money?&lt;br /&gt;
&lt;br /&gt;
First, you have to define who is &amp;quot;we&amp;quot; and who is &amp;quot;the money&amp;quot;. Then,&lt;br /&gt;
you have to be in for the long game. Stick together and stick to your&lt;br /&gt;
strategy. The challenge is changing capitalism.&lt;br /&gt;
&lt;br /&gt;
To fight money, look at history. We need to fight our short-term&lt;br /&gt;
memory. Twitter is good for talking, but not for showing up to&lt;br /&gt;
hearings, or commenting on public policy.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
= Saturday, Sept. 22, 2018 = &lt;br /&gt;
&lt;br /&gt;
== Equity and Winning ==&lt;br /&gt;
&lt;br /&gt;
&amp;#039;&amp;#039;Angela Park&amp;#039;&amp;#039;&lt;br /&gt;
&lt;br /&gt;
You can&amp;#039;t win without embedding equity and justice in everything you&lt;br /&gt;
do.  Equity plays out at multiple levels:&lt;br /&gt;
&lt;br /&gt;
* individual&lt;br /&gt;
* group identity&lt;br /&gt;
* institutional groups and organizations&lt;br /&gt;
* social structures. These are things that enable us to function as a society.&lt;br /&gt;
&lt;br /&gt;
Equity has to happen at all of these levels. What happens at the&lt;br /&gt;
higher level affects people at the lower levels.&lt;br /&gt;
&lt;br /&gt;
We need to think about &amp;quot;equity for whom&amp;quot;. You can&amp;#039;t talk about equity&lt;br /&gt;
without talking about identity.&lt;br /&gt;
&lt;br /&gt;
Diversity is an ambiguous term. It could refer to gender, age, race,&lt;br /&gt;
or income level.  Don&amp;#039;t try to hide behind the ambiguity, and don&amp;#039;t&lt;br /&gt;
use the word unless you say what you&amp;#039;re referring to.&lt;br /&gt;
&lt;br /&gt;
Diversity is a measure of similarity or difference in a system. You&lt;br /&gt;
must be clear about the system and the thing you are&lt;br /&gt;
measuring. Diversity applies at the system level; it&amp;#039;s not an&lt;br /&gt;
individual attribute. Diversity only matters if it&amp;#039;s crucial to your&lt;br /&gt;
mission, and if it&amp;#039;s something you&amp;#039;re missing.&lt;br /&gt;
&lt;br /&gt;
Some attributes are visible at first sight, like age and gender and&lt;br /&gt;
class. There are many invisible attributes that cannot be detected&lt;br /&gt;
from a person&amp;#039;s appearance.&lt;br /&gt;
&lt;br /&gt;
Any single person can have many group identities. What are the most&lt;br /&gt;
important group identities that shape the issues facing yimbys? Class,&lt;br /&gt;
family size, renter vs owner, income level, long-term vs new&lt;br /&gt;
residents, and race.&lt;br /&gt;
&lt;br /&gt;
Housing policy is deeply steeped in race. You can&amp;#039;t talk about housing&lt;br /&gt;
policy without talking about race.&lt;br /&gt;
&lt;br /&gt;
Group identity comes with power dynamics. You can be one-up&lt;br /&gt;
advantaged, or onedown disadvantaged. Power dynamics will put you into&lt;br /&gt;
a dominant or a subordinated group. Members of the dominant group get&lt;br /&gt;
the benefit of the doubt, simply by being part of the dominant&lt;br /&gt;
group. Members of the dominant group tend to see things through an&lt;br /&gt;
individual lens, while members of the subordinated group tend to see&lt;br /&gt;
things through a group lens. For example, at a conference, a woman is&lt;br /&gt;
more likely than a man to notice a lack of female speakers.&lt;br /&gt;
&lt;br /&gt;
Society gives us a lot of different messages about groups. People in&lt;br /&gt;
dominant groups normalize that dominance. Members of subordinated&lt;br /&gt;
groups tend to rely on society&amp;#039;s messages about their group. Both&lt;br /&gt;
groups collude with the status quo. We tend not to interrupt messed up&lt;br /&gt;
stuff. People tend to be conflict averse. We&amp;#039;re a societal species&lt;br /&gt;
that depends on collaboration for survival. Members of subordinated&lt;br /&gt;
groups tend to collude for survival (i.e., don&amp;#039;t rock the boat, and&lt;br /&gt;
don&amp;#039;t make trouble).&lt;br /&gt;
&lt;br /&gt;
It&amp;#039;s important to pay attention to intent and impact. Members of&lt;br /&gt;
dominant groups tend to fall back on intent (&amp;quot;I didn&amp;#039;t mean it like&lt;br /&gt;
that&amp;quot;), rather than acknowledging the impact to a subordinated&lt;br /&gt;
group. To members of a subordinated group, the impact of thoughtless&lt;br /&gt;
comments is cumulative.&lt;br /&gt;
&lt;br /&gt;
The way an individual is perceived often depends on power dynamics and&lt;br /&gt;
group identities. By definition, societal change can&amp;#039;t happen without&lt;br /&gt;
support from the dominant group. Subordinated groups don&amp;#039;t have the&lt;br /&gt;
power to do it themselves. Members of a dominant group have an&lt;br /&gt;
obligation to give space and voice to subordinated groups.  For&lt;br /&gt;
example, ensuring that people who are working three part-time jobs&lt;br /&gt;
have a way to give feedback.&lt;br /&gt;
&lt;br /&gt;
At a high level, what are your values and what are you trying to&lt;br /&gt;
accomplish? Is your job to create housing for wealthy white people, or&lt;br /&gt;
is your job to create housing for everyone who needs it?&lt;br /&gt;
&lt;br /&gt;
You can&amp;#039;t sustain diversity and inclusiveness without attention to&lt;br /&gt;
power dynamics.  Inclusion means that people have a voice and input&lt;br /&gt;
into decisions. It means being valued, encouraged, and supported to do&lt;br /&gt;
your best work.&lt;br /&gt;
&lt;br /&gt;
Belonging means more than having access. It means having a voice, the&lt;br /&gt;
opportunity to participate, being respected at a basic level, and the&lt;br /&gt;
right to contribute and make demands.&lt;br /&gt;
&lt;br /&gt;
Equity and justice are about incomes and disproportionate&lt;br /&gt;
impacts. Equality and equal are not the same things. Power dynamics&lt;br /&gt;
prevent equality. The only way to achieve a universal good is to focus&lt;br /&gt;
on people who are furthest away from it.&lt;br /&gt;
&lt;br /&gt;
Requirements for justice and equity:&lt;br /&gt;
&lt;br /&gt;
* Procedural fairness. Do people have a say in things that affect them?&lt;br /&gt;
* Distributional. How are benefits and burdens distributed?&lt;br /&gt;
* Structural&lt;br /&gt;
* Transgenerational&lt;br /&gt;
&lt;br /&gt;
Structuralisms are biased across institutions and societies. They are&lt;br /&gt;
cumulatively compounded effects that systemically privilege dominant&lt;br /&gt;
groups, and disadvantage subordinated groups. For example, education&lt;br /&gt;
is funded by property taxes. Therefore, where you live has a big&lt;br /&gt;
effect on the education that you receive.&lt;br /&gt;
&lt;br /&gt;
If you&amp;#039;re not actively thinking about building equity in your&lt;br /&gt;
community, then you&amp;#039;re probably undermining it. To the degree that you&lt;br /&gt;
have power, think about clear framing and goals. Revamp policies with&lt;br /&gt;
a lens toward equity. Recruiting and hiring policies should have clear&lt;br /&gt;
priorities. Assess your workplace culture. Ask yourself why you care;&lt;br /&gt;
you have to have a business case. Look at how you function, your&lt;br /&gt;
policies, and when you have meetings. What do you build in as&lt;br /&gt;
qualifications for the hiring process?&lt;br /&gt;
&lt;br /&gt;
Be clear about what equity means for your success. This needs to be&lt;br /&gt;
part of everything you do.&lt;br /&gt;
&lt;br /&gt;
Question: What&amp;#039;s the importance of being perceived?&lt;br /&gt;
&lt;br /&gt;
Be aware that people don&amp;#039;t see you just as an individual. Perceived&lt;br /&gt;
group identity is always a factor. This applies to you, to your&lt;br /&gt;
coalition, and to your work.&lt;br /&gt;
&lt;br /&gt;
Question: What if your organization isn&amp;#039;t paying attention to equity?&lt;br /&gt;
&lt;br /&gt;
Figure out who the influential people are, and build relationships&lt;br /&gt;
with them. Ask about effectiveness. Make the business case. You have&lt;br /&gt;
to be able to name dynamics, and what&amp;#039;s getting in the way of being&lt;br /&gt;
successful.&lt;br /&gt;
&lt;br /&gt;
[[Category: Notes]]&lt;/div&gt;</summary>
		<author><name>SteveR</name></author>
	</entry>
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